Karen Mackey-Brunzell
Realtor/GRI/E-Pro



The Mackey Group
ERA PRO REALTY
301-607-4246 x133
Direct: 301-831-8185

438 N.Frederick Ave.#300 Gaithersburg,MD 20877

5300 Westview Ave.#303
Frederick, MD 21703

Each Office is Independently
Owned and Operated


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#

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REALTOR® certification

 

Buyer/Seller Tips



  Benefits of Owning A Home
  1. Freedom to Personalize Your Surroundings
  2. Stable Housing Costs on a Monthly Basis
  3. Forced Savings Account
  4. The Best Investment
  5. Tax Savings
Buying a Home
  1. Build a Plan of Action and Get Ready
  2. Exclusive Buyer's Agent
  3. Should You Try to Time The Market?
  4. Avoiding Financial Stress
Choosing Service Providers
  1. The Buyer and Seller Must Agree
  2. Pest and Termite Inspections
  3. Settlement Company
Factors That Influence Your Offer Price
  1. Condition of Property You Are Purchasing
  2. How Home Improvements Affect Your Offer Price
  3. What Type of Market Are You Buying In?
  4. How Seller Motivation Affects Your Offer
  5. Comparable Sales in the Neighborhood
  6. The Final Decision on Your Offer Price
How Financing Affects Your Offer
  1. Closing Costs and Financing Incentives
  2. Pre-Approved or Pre-Qualified?
  3. Your Down Payment
  4. VA or FHA Financing
  5. Interest Rates
The Basics of Making An Offer
  1. Preparing Your Offer
  2. Earnest Money Deposit
  3. Contingencies in Your Offer
  4. The Closing Date
What to Avoid When Buying a Home
  1. Why You Should Not Make Any Major Credit Purchases
  2. Do Not Move Money Around
  3. The Effect of Changing Jobs
Writing the Offer
  1. Disclosures From the Seller
  2. Home Inspection
  3. Final Walk-through
 

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